The aforesaid is neither a substitute for investment advice which takes into consideration the details and the special needs of any person, provided by an Investment Advisor who lawfully holds a license, nor an offer to invest in Provident Funds and/or Study Funds and/or securities and/or other financial assets. It is clarified that an investment in Provident Funds and/or Study Funds shall be made only in accordance with the Fund's Articles of Association and the purchase of units in Mutual Funds shall be made subject to the Fund's Prospectus and the applicable immediate reports.


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